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⭐Free Beach SERV~Gulf Views~Sterling Reef 102

Beachfront condo near Panama City Beaches

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Photo gallery for ⭐Free Beach SERV~Gulf Views~Sterling Reef 102

A beach resort with a long pier extending into the ocean, a sandy beach, and a pool area with lounge chairs.
Terrace/patio
Exterior
A bedroom with a bed, bedside tables, a ceiling fan, and a view of the ocean through a sliding door.
A poolside area with lounge chairs and palm trees, overlooking the sea.

Reviews

9.4 out of 10
Exceptional

Entire condo

2 bedrooms2 bathroomsSleeps 61076 sq ft

Popular amenities

  • Ocean view
  • Kitchen
  • Washer
  • Dryer
  • Free WiFi
  • Air conditioning

Explore the area

View in a map
Panama City Beach, FL
  • Place, Panama City Beaches
    ‪3 min walk‬
  • Place, M.B. Miller County Pier
    ‪3 min walk‬
  • Place, Shipwreck Island Waterpark
    ‪6 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪23 min drive‬

Room options

About the neighborhood

Panama City Beach

On the beach.Within a 10-minute walk of the condo, you'll find Panama City Beaches and Shipwreck Island Waterpark. Edgewater Gulf Beach and Goofy Golf are also within half a mile (1 km).
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What's nearby

  • Edgewater Gulf Beach - 1 min walk - 0.1 miles
  • Panama City Beaches - 3 min walk - 0.2 miles
  • M.B. Miller County Pier - 3 min walk - 0.2 miles
  • Shipwreck Island Waterpark - 6 min walk - 0.4 miles
  • Golf Course at Edgewater - 14 min walk - 0.8 miles

Getting around

  • Northwest Florida Beaches Intl. Airport (ECP) - 23 min drive

Restaurants

  • ‪Ocean's Bar & Grill (Edgewater Beach Resort) - ‬9 min walk
  • ‪Another Broken Egg Cafe - ‬12 min walk
  • ‪Taco Bell - ‬15 min walk
  • ‪Salty Goat Saloon - ‬18 min walk
  • ‪Harpoon Harry's - ‬12 min walk

About this property

Entire place

You'll have the entire condo to yourself and will only share it with other guests in your party.

⭐Free Beach SERV~Gulf Views~Sterling Reef 102

Top Reasons to Book this Fabulous Condo:

* Stunning Gulf Views from the Balcony, Living Room and Master

* Free Seasonal Beach Service (March-October) - 2 Chairs/1 Umbrella

* Beachfront Pool (Seasonally Heated), Grilling Area

* Fitness Center w/ Gulf Views, Activity Room, Onsite Watersport Rentals

* Walk to the fishing Pier

* Only .5 miles to Shipwreck Island

* Professionally Managed; 24/7 Service

*This property is not available to adults Under the age of 25. No Exceptions.*

*We LOVE Snowbirds! Low Monthly Winter Rates*

Snowbird Season runs December thru February, on a monthly basis. To prepare a qualified quote, select your arrival date (must be the 1st day of the month) and the departure date (must be the 1st day of the month). Alternate dates must be pre-approved. All monthly rentals are subject to an additional $150 cleaning fee. Please contact us with your interest and to further assist!

*No smoking on property, which includes the balcony*

Sterling Reef 102 is a beautifully decorated 2BR/2BA BeachFRONT condo. Enjoy amazing Gulf Views of the sugar-white sands and the emerald waters from your large, private balcony as well as the living room, kitchen and master bedroom! This condo features a king bed in the master bedroom with balcony access, a queen bed in the guest room, and a sleeper sofa, sleeping 6 guests comfortably. With its breath-taking views and convenient location, Sterling Reef 102 will definitely be your next family favorite vacation destination!

***Each vehicle must be registered from the link provided prior to arrival. Parking Fee Registration is $50 per vehicle - limit 2 vehicles.

Built in 2005, Sterling Reef is in a fantastic location on Panama City Beach, only .5 miles from Shipwreck Island and within walking distance of the fishing pier. Vacation rentals at this lovely resort have a seasonally heated 4000sqft bi-level pool with waterfall at their disposal, a fitness center overlooking the pool and beach area, an activity room w/ flatscreen TV, and grills on the sky terrace. Watersport rentals are also available.

The Bed Setup:

Master Bedroom: King Bed

Guest Bedroom: Queen Bed

Sleeper sofa

Area Attractions: 

If you're looking for more adventure, the following water sports and activities you can arrange:  Dolphin encounters, Banana Boat rides, Sailboat Rides/Rentals, Jet Ski Rentals, Boogie Board Rentals, Kayak Rentals, Eco-Tours and Surf Lessons.

If you're looking for great shopping and fabulous eateries, nearby Pier Park will fit the bill! With more than 125 retail, dining and entertainment choices, Pier Park is a one-of-a-kind beachfront family-friendly attraction featuring island-inspired architecture and popular stores. Dillard’s, JCPenney, Ron Jon Surf Shop, Target, Forever 21 are a but a few. Dine at numerous eateries like Jimmy Buffett’s Margaritaville, Dick’s Last Resort, and Five Guys Burgers or catch a show at the Grand IMAX Theater.

Registration Number=38102

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Property amenities

Beach

  • On the beach

Pool/Spa

  • Communal pool
  • Heated pool

Internet

  • Available in the condo: Free WiFi

Parking and transportation

  • Onsite parking options include a garage

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Microwave
  • Oven
  • Refrigerator
  • Stovetop
  • Toaster

Bedrooms

  • 2 bedrooms
  • Bedsheets provided
  • Sofa bed

Bathroom

  • 2 bathrooms
  • Towels provided

Living spaces

  • Living room

Entertainment

  • TV with cable/satellite channels

Outdoor areas

  • Balcony
  • Barbecue grill

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Heating

Pets

  • No pets allowed

Suitability/Accessibility

  • Elevator
  • Smoking not allowed

Services and conveniences

  • Iron/ironing board

Location highlights

  • Near a health/beauty spa
  • Near a hospital
  • Near an outlet shopping mall
  • Near the bay
  • Near the marina
  • Near the ocean

Things to do

  • Gym
  • Heated pool
  • Fishing nearby
  • Golfing nearby
  • Jet skiing nearby
  • Kayaking nearby
  • Motor boating nearby
  • Sailing nearby
  • Scuba diving nearby
  • Snorkeling nearby
  • Surfing/bodyboarding nearby
  • Swimming nearby
  • Theme park nearby
  • Water skiing nearby
  • Windsurfing nearby

Safety features

  • Carbon monoxide detector not reported (host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher

General

  • Unit size: 1,076 square feet

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • No pets allowed

Children and extra beds

  • Children are welcome.

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
    This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession. Onsite parties or group events are strictly prohibited. For guests' safety, the property includes a fire extinguisher and a smoke detector in each accommodation.

Property Registration Number 38102

Property is also known as

3988

Frequently asked questions

How close is ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 to the airport?

This condo is 17 mi (23-min drive) away from the Northwest Florida Beaches Intl. Airport (ECP) airport, the closest popular airport to the property.

How much does it cost to stay at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102?

As of Jul 15, 2026, prices found for a 1-night stay for 2 adults at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 on Jul 19, 2026 start from $820, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Does ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 have an airport shuttle?

Airport shuttle services are not available at this condo.

How close is ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 to the beach?

This condo is on the beach. Don't forget your sunscreen!

Does ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 offer free breakfast?

This condo does not offer free breakfast.

Is there a casino at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102?

No, there is no casino at this condo.

What time is check-in at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102?

Check-in begins at 4:00 PM.

Is there free parking at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102?

Free parking is not available at this condo.

Does ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 have a pool?

Yes, there's a heated pool.

Does ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 have a spa?

There are no spa services available at this condo.

How close is ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 to downtown Panama City Beach?

This condo is 1.6 mi away from Panama City Beach.

⭐Free Beach SERV~Gulf Views~Sterling Reef 102 Reviews

Reviews

9.4

Exceptional

Rating 10 - Excellent. 21 out of 27 reviews
Rating 8 - Good. 4 out of 27 reviews
Rating 6 - Okay. 0 out of 27 reviews
Rating 4 - Poor. 2 out of 27 reviews
Rating 2 - Terrible. 0 out of 27 reviews

9.2/10

Cleanliness

Reviews

Verified

8/10 Good

Verified traveler

Liked: Cleanliness, check-in, communication, location, listing accuracy
The balcony was huge and the view was amazing!
Stayed 5 nights in Oct 2025
Verified

10/10 Excellent

Heather C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great beach vacation spot

Great place and right on the beach!!
Stayed 5 nights in Jul 2024
Verified

10/10 Excellent

Phil E.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay

Everything was as described very clean and great location.
Stayed 4 nights in Jul 2024
Verified

10/10 Excellent

Marcia G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Relaxing trip

The condo was very nice. Convenient to shops and restaurants. We loved the large balcony.
Stayed 5 nights in Nov 2024
Verified

10/10 Excellent

J P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Loved the condo

Very clean and conveniently located. Would stay there again
Stayed 3 nights in Jun 2023
Verified

10/10 Excellent

Sheri M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Excellent location

We had a great stay! The location was great! The home was cute & comfy! Loved it!!
Stayed 5 nights in Aug 2021
Verified

10/10 Excellent

Chris W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Love this place

We have stayed at Sterling Reef several times now. Great easy access from parking garage and to and from the beach. Great central location for all activities
Stayed 5 nights in Oct 2021
Verified

10/10 Excellent

Jessica C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Short vacation

It’s was the most beautiful and amazing long weekend
Stayed 5 nights in May 2024
Verified

10/10 Excellent

Jennifer H.

Liked: Cleanliness, check-in, location, listing accuracy

Family Vacation

We enjoyed the condo! Very nice sized. The balcony was very spacious. The condo was clean and had all the needed necessities for our family.
Stayed 5 nights in Aug 2022
Verified

10/10 Excellent

Brandon S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very clean, well worth the price.

Great
Stayed 4 nights in Oct 2022
Verified

10/10 Excellent

Linda F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Time with daughter

Beautiful condo and perfect location! Kitchen was furnished with everything anyone would ever need. Weather was awesome. Communications with RealJoy was outstanding!
Stayed 4 nights in Jun 2024
Verified

10/10 Excellent

AMBER G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view even better balcony

Loved setup of unit. Close to pier.
Stayed 5 nights in May 2024
Verified

10/10 Excellent

Amaan H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Relaxing Getaway!

My family and I enjoyed a much needed relaxing getaway at this condo. The property was very clean and the view was amazing! We spent so much time just sitting on the balcony, listening to the waves and enjoying the ocean air. The beach was instantly accessible whenever we wanted to spend time in the sand and water. We had a great time and would definitely consider visiting again!
Stayed 5 nights in Nov 2022
Verified

10/10 Excellent

Micheal D.

Liked: Cleanliness, check-in, location, listing accuracy

Family fun

Room was amazing. Only issue was room was supposed to come with beach chair service. The company over this did not up date there system so we did not get chairs till last day
Stayed 6 nights in Jun 2025
Verified

10/10 Excellent

Susan W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family Vacation

Condo was very clean and exactly as portrayed. This property is located on the first floor which is actually the fifth floor because the parking garage is under the condos. The pool was very well maintained. I would go again!
Stayed 4 nights in Oct 2022
Verified

10/10 Excellent

Chelsea S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful

We have been vacationing in PCB for years and this is the nicest condo we have evwr stayed at. The balcony is massive and the roo. Is absolutely beautiful! Easy drive to everything and the the view of the beach was amazing! We did have some problems with the air conditioning but it was so easy to just text RealJoy to get it resolved. We definitely will be staying with RealJoy again!!
Stayed 4 nights in Sep 2024
Verified

10/10 Excellent

Gayle L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Sterling Reef Unit and Resort as advertised

We loved having the lower floor unit which was close to parking and stairs. The oversized balcony was a big plus. The unit was as advertised and met our needs very well. Real Joy Vacations was a pleasure to work with. Real Joy Vacations/Owner were prompt in communication and responsed to any questions we had very quickly.
Stayed 4 nights in Sep 2022
Verified

8/10 Good

JACKIE R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Anniversary

All good- nice condo. Wristbands and access codes are unfortunate but we understand the reason.
Stayed 5 nights in Sep 2024
Verified

10/10 Excellent

Jeff M.

Liked: Cleanliness, location, listing accuracy
Disliked: Check-in, communication

Panama city

Only problem we had was checking in. Code wouldn’t work for the door and no one would answer the phone to help us get the correct one. If the security guard hadn’t known the owner and called them for us I don’t know how we would have gotten in.
Stayed 3 nights in May 2024
Verified

8/10 Good

David M.

Liked: Check-in, communication, location, listing accuracy

Family vacation

Our stay was overall okay. When inside we like to go barefoot. We noticed that the bottom of our feet were black. At first we thought it was from the balcony, but realized the floors in the condo were very dirty. To look at them they looked fine. We were disappointed that upon our arrival we found out the pools were closed for maintance. The view, however, was amazing!!
Stayed 7 nights in May 2024
Verified

8/10 Good

Lindsey A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great but noisy

The condo was very nice and just as described but there was construction going on right outside our door. It was loud, noisy and annoying. Wish we would have known this. You can also hear all your neighbors and the traffic. They needed to sound proof or insulate better. Also there were some guest shoot off fireworks our first night there.
Stayed 4 nights in Sep 2021
Verified

10/10 Excellent

Kyla C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Overall - an amazing place to stay!

We absolutely loved the big balcony with the most incredible view. The condo was great with comfortable beds, couches and chairs. The only inconvenience is with the elevator in the building. It is so slow and you have to get your stuff/kids on so quick before the door tries to close. You can’t hold it open or it will shutdown the elevator. Definitely makes it tricky with all the beach stuff and kiddos. Also, during peak times of the day you can wait up to 20 mins for the elevator, super frustrating.
Stayed 5 nights in Aug 2022
Verified

10/10 Excellent

Elizabeth R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Best vacation ever!!

This property is fantastic!! We couldn’t have asked for anything better! The property was just like in the pictures. The condo was very clean. We would definitely stay here again! The only thing to be aware of is that there is construction going on at the building, and they start working at 7 am. Also, the beach chair service is completely separate from the condo, and the 2 guys working the beach chair service were extremely rude! It said in our contract with the condo that we had free beach chair service and when I showed the 2 guys, they said that they don’t honor the free beach chair service! And told us it would be $40 a day to rent 2 beach chairs.
Stayed 9 nights in Jun 2021
Verified

4/10 Poor

tina s.

Liked: Location
Disliked: Check-in

Disappointed

We had to call for the code to check in and wait on hold for almost 20 minutes. The condo itself was not well stocked - no hot pads to use for the oven, 1 dishcloth and towel. I used the washing machine the last night of our stay and it left black stains on some of our clothes. The dryer did not work properly either. Also, lots of dust visible under the master bedroom bed.
Stayed 5 nights in Aug 2024
Verified

4/10 Poor

cindy g.

Liked: Location
Disliked: Cleanliness, check-in

Disappointed.

Great location, but not clean. The entrance was totally dark with a bad bulb, the trash receptacle was full and the tenets above just tossed trash off their balcony onto ours. The building also required visitors to wear a yellow band that you cannot remove once put on. Totally NOT safe to highlight for everyone where you are staying. We had a bad experience with that. Also the power went out a few times during our stay and we got stuck in the elevator. We didn’t want to take it again, but the building staff refused to unlock the doors to the stairs. They said that was for their safety, yet there was supposedly a security officer somewhere. Getting trapped once in a hot elevator was one time too many and not something we wanted to do again. It seems like the building should be updated to allow guests to take the stairs. There are a multitude of reasons that should be an option. The tenants above us and to the side smoked on the balcony making it unpleasant to sit outside. It was disappointing.
Stayed 4 nights in Jul 2023

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