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3-BDR Direct Waterfront Cottage

Vacation home perfectly located for exploring Harbor House

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Photo gallery for 3-BDR Direct Waterfront Cottage

Property grounds
Interior
Exterior
Property grounds
Fridge, microwave, oven, stovetop

Reviews

9.8 out of 10
Exceptional

Entire home

3 bedrooms2 bathroomsSleeps 61200 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Outdoor Space

Explore the area

View in a map
Charlotte, NC
  • Place, Lake Wylie
    ‪2 min drive‬
  • Place, U.S. National Whitewater Center
    ‪2 min drive‬
  • Place, Spectrum Center
    ‪16 min drive‬
  • Airport, Charlotte, NC (CLT-Charlotte-Douglas Intl.)
    ‪10 min drive‬

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About the neighborhood

Charlotte

Harbor House stay.A stay at this Harbor House vacation home places you within half a mile (1 km) of Catawba River and 3 miles (5 km) of Kevin Loftin Riverfront Park. Also, Lake Wylie is within 3 miles (5 km) and Belmont NC Historical Society Cultural and Heritage Learning Center is within 6 miles (10 km).
View more Vacation Homes in CharlotteOpens in a new window

What's nearby

  • Lake Wylie - 2 min drive - 0.5 miles
  • U.S. National Whitewater Center - 2 min drive - 0.9 miles
  • Bank of America Stadium - 14 min drive - 11.8 miles
  • Spectrum Center - 16 min drive - 12.9 miles
  • Carowinds Theme Park - 17 min drive - 18.5 miles

Getting around

  • Charlotte Station - 20 min drive
  • Charlotte-Douglas Intl. Airport (CLT) - 13 min drive

Restaurants

  • ‪Love's Travel Stop - ‬7 min drive
  • ‪Chick-fil-A - ‬7 min drive
  • ‪Culver's - ‬7 min drive
  • ‪Starbucks - ‬6 min drive
  • ‪Taco Bell - ‬6 min drive

About this property

Entire place

You'll have the entire home to yourself and will only share it with other guests in your party.

3-BDR Direct Waterfront Cottage

Summary:
Located directly on the banks of Lake Wiley this newly remodeled 3-Bedroom, 2-Bath 2-story Cottage (full home) is less than 10 minutes from Historic Downtown Belmont, National Whitewater Center, Daniel Stowe Botanical Gardens and everything Charlotte including the Airport (10 Min.) Uptown Museums/Restaurants/Bars (20 Min.), Concord Mills Mall/Premium Outlet Mall, Charlotte Motor Speedway (30 Min.) NO PARTIES OR EVENTS ARE ALLOWED.

The Space:
THE COTTAGE AT COLD HARBOR FEATURES:
Privacy and Great Atmosphere – Located at the end of a Cul de Sac with water on three sides.
Off-Street, Designated Private Parking for 2 vehicles immediately next to the unit.
Additional Parking in Cul de sac in front of property.
No Hassle Lock Box Access Check In
NO PARTIES OR EVENTS
UNIT AMENITIES -
Sleeps up to Six Guests in 3 Bedrooms. (1 King, 2 Queens)
Two Levels -
Main Level features Living Room, Bedroom, Full Bath and Kitchen with Refrigerator, Range/Oven, Microwave, Keurig Coffee Maker (coffee supplied), All Utensils (Dishes, Glasses, Silverware, Pots and Pans), Washer/Dryer.
Upper Level includes Master Bedroom with walkout deck over looking the river. Second Bedroom, Full Bath, Work Station, Coffee/Beverage Bar with Keurig Coffee maker.
Amazing Views of Catawba River from multiple vantage points including from both the upper and lower decks of The Cottage.
Lower, Covered/Lighted Patio Space with dining/socializing table, charcoal grill.

Need more space? There is an adjoining 2 bedroom Airbnb on the same property. Just ask Mike for more information.
Guest have access to all areas on the grounds including Waterfront Pier and Dock, Disc Golf Basket, Waterfront Fire Pit and Select Kayaks/Paddles (user assumes all risk and agrees to provide own PDF - Personal Flotation Device/Life Preserver).

Guest Access:
A push button key pad is located on the front door. to light up the key pad touch the bottom left corner and it will light up
then put your code in. Please let the lock open fully before trying to open the door. You should receive your code 48 hours before
check in. If you don't receive a code please let me know.

Getting Around:
5 to 10 minutes to Historic Downtown Belmont and Wilkinson Blvd. restaurants and big box stores. 10 minutes to Charlotte Douglas International Airport.

Interaction with Guests:
I hope you enjoy your stay. if you need anything please text or call. If it is after 9PM please call. 704-309-3718 until you get me.

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Property amenities

Internet

  • Available in the house: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Microwave
  • Oven
  • Refrigerator
  • Stovetop

Bedrooms

  • 3 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Shower

Entertainment

  • TV with cable/satellite channels

Outdoor areas

  • Balcony
  • Barbecue grill
  • Garden

Laundry

  • Laundry facilities
  • Washing machine

Work spaces

  • Office

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoking not allowed

Services and conveniences

  • Iron/ironing board

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher

General

  • Garden
  • Unit size: 1,200 square feet

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • Pets are welcome
  • Service animals are exempt from fees
  • Note from host: Charge may apply

Children and extra beds

  • Children are welcome.

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
    This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession. Onsite parties or group events are strictly prohibited. For guests' safety, the property includes a carbon monoxide detector, a fire extinguisher, and a smoke detector in each accommodation.

Property is also known as

65cb71511bc35100293fbf11

Frequently asked questions

How close is 3-BDR Direct Waterfront Cottage to the airport?

This vacation home is 6.4 mi (13-min drive) away from the Charlotte-Douglas Intl. Airport (CLT) airport, the closest popular airport to the property.

Does 3-BDR Direct Waterfront Cottage have an airport shuttle?

Airport shuttle services are not available at this vacation home.

Does 3-BDR Direct Waterfront Cottage offer free breakfast?

This vacation home does not offer free breakfast.

Is there a casino at 3-BDR Direct Waterfront Cottage?

No, there is no casino at this vacation home.

What time is check-in at 3-BDR Direct Waterfront Cottage?

Check-in begins at 4:00 PM.

Is there free parking at 3-BDR Direct Waterfront Cottage?

Free parking is not available at this vacation home.

Does 3-BDR Direct Waterfront Cottage have a pool?

This vacation home does not have a pool.

Does 3-BDR Direct Waterfront Cottage have a spa?

There are no spa services available at this vacation home.

How close is 3-BDR Direct Waterfront Cottage to downtown Charlotte?

This vacation home is 9.6 mi away from Charlotte.

3-BDR Direct Waterfront Cottage Reviews

Reviews

9.8

Exceptional

Rating 10 - Excellent. 57 out of 63 reviews
Rating 8 - Good. 5 out of 63 reviews
Rating 6 - Okay. 1 out of 63 reviews
Rating 4 - Poor. 0 out of 63 reviews
Rating 2 - Terrible. 0 out of 63 reviews

9.8/10

Cleanliness

Reviews

10/10 Excellent

Steve F.

Liked: Cleanliness
Everything was great with our stay.
Stayed 3 nights in Dec 2025

10/10 Excellent

Tammy G.

Stayed 2 nights in Nov 2025

10/10 Excellent

Alan S.

Liked: Cleanliness
The property was pet friendly.
Stayed 5 nights in Nov 2025

10/10 Excellent

Kelly C.

Liked: Cleanliness
We enjoyed our stay. The house was well stocked and a great place for a girls weekend
Stayed 2 nights in Nov 2025

10/10 Excellent

Charity C., Phoenix

Liked: Cleanliness
Beautiful home! Love the outdoor hot tub backyard setting! The home was decorated really well! Very nice appliances! Great location! Front door side door a little confusing when you arrive late at night! Very dark! Bed comfortable! Nice quiet neighborhood!
Stayed 2 nights in Sep 2025

10/10 Excellent

Tammy G.

Liked: Cleanliness
Very peaceful and convenient location. Extremely spacious and had everything you would need including lots of extras.
Stayed 2 nights in Sep 2025

10/10 Excellent

stephen k.

Liked: Cleanliness
Everything was great only thing was the down stairs bedroom the mattress needs to be replaced it’s very bad
Stayed 6 nights in Aug 2025

6/10 Okay

Verified traveler

Disliked: Cleanliness
The property its self was beautiful. The view of the lake from outside of the cottage was amazing. However, the reason I couldn’t fully enjoy the visit was due to the filthy conditions of the inside of the cottage. The floors turned our feet black from dirt, and the children’s pants black. The house smelled terrible!! Smelled like someone had smoked and stain the walls in weed. The vacuum had cobwebs on it. Dust and dirt everywhere. I spent hours cleaning just so my children could play. We had to purchase cleaner and air fresheners. But mostly the smell was the biggest turn off. Please do better. The kayaking and lake were one of the best parts!
Stayed 2 nights in Jul 2025

10/10 Excellent

Billy K.

Liked: Cleanliness

Weekend in Charlotte

The river cottage was perfect for our family of four.
Stayed 2 nights in May 2025

10/10 Excellent

Carlton O.

Liked: Cleanliness

Family time

We had a great stay at Mike’s property as always!
Stayed 4 nights in May 2025

10/10 Excellent

Cindy D.

Liked: Cleanliness

Christmas vacation

Enjoyed our stay here, went to see the lights at McAidenville.
Stayed 3 nights in Dec 2024

10/10 Excellent

Dawn C.

Liked: Cleanliness

Amazing time on the river!

This was the perfect location for my family to congregate for Thanksgiving!!! It is so peaceful being by the river. The accommodations were clean, close to the highway and restaurants/stores. Thanks for making our holiday special and would definitely book again when in the area!
Stayed 2 nights in Nov 2024

10/10 Excellent

Justin C.

Liked: Cleanliness

Great Location for Our Needs

The property was 10 minutes away from the US Whitewater Center that we were attending for Swiftwater training. It provided us everything we needed for the week. The owner was very responsive and easy to get in contact with.
Stayed 4 nights in Oct 2024

10/10 Excellent

Rachel F.

Liked: Cleanliness

AMAZING Stay!!!!

We had the most AMAZING stay at this property!! Thank you for having us and we will be back!!! :)
Stayed 8 nights in Jan 2024

10/10 Excellent

Jayme D.

Liked: Cleanliness

Quick family visit

We really enjoyed this quaint house! It was beautiful and clean. The owner was great to work with. We asked for extra towels and he drove over with them. The fire pit and the little island were big hits with the kiddos! I would love to stay here again!
Stayed 2 nights in Feb 2024

10/10 Excellent

eric m.

Liked: Cleanliness

Perfectly met our needs

We travel a lot and stay at many places. It was refreshing to have all the accurate amenities and comfort. Everything was great and greatly appreciated. Your neighbors were lovely. Thank you for the coffee maker.
Stayed 4 nights in Feb 2024

10/10 Excellent

Deedra W.

Liked: Cleanliness

Serenity I needed

Was not able to enjoy the cabin although the beds were very comfortable & the shower had nice pressure. Very spacious & loved that my friend had the upstairs so I had my rest time after a long stressful journey. Missed the sunset at 4:30 although was informed by neighbors it's a site to see! Close to Charlotte, pretty much a straight shot. Nice neighborhood. Nice neighbors! Mike was awesome!! Will rent with him again if the need arises. Was there for grandblessing birthday at American Girl which is a nice & clean mall.
Stayed 2 nights in Jan 2024

10/10 Excellent

Joy G.

Liked: Cleanliness

Beautiful site; Very reasonable price

If you like sunsets over water, this place is for you. Mike, the owner was very accessible and helpful.
Stayed 3 nights in Dec 2023

8/10 Good

Stewart & Sharon H.

Liked: Cleanliness

Restful!

Great, quiet location close to Charlotte without being in the city (although the sounds of I-85 and airport traffic remind you of the nearness of Charlotte)! The house is nicely laid out, decorated, and stocked with all we needed making our stay very comfortable and enjoyable.
Stayed 3 nights in Nov 2023

10/10 Excellent

Sue M.

Liked: Cleanliness

Great for All Ages

Clean facilities with very comfortable beds (we're kind of picky about the beds.) There were several fun games for the kids (ages 10 &12), as well as relaxing areas for the adults. Our 10 yr old boy liked that he caught several fish! (Bring your own pole though.) We used the kayaks which were equipped with life vests, and the fire pit. We liked the convenience to downtown Belmont for store runs. Lots of deer tracks by the water, but we didn't see any deer. There is no dining table per se, but there is a 2 person breakfast bar, TV trays, and an outdoor table which suited us fine. Laundry facilities on site were useful too. Great value! Thanks for a wonderful stay!
Stayed 4 nights in Oct 2023

10/10 Excellent

Judy G., Vandalia, OH

Liked: Cleanliness

Convenient to Charlotte nice river view

We come to visit my son in Charlotte every year. We have stayed at many different VRBO locations over the years, and this was one is one of the nicest! Very clean and is well stocked. The house has a nice decor and comfortable cozy feeling to it. The owner even included chocolates and k-cup pods to make you feel at home! It is very relaxing place. We enjoyed the deck off the upstairs bedroom to sit and listen to the birds and watch the squirrels. We spent time by the river just enjoying the view. We ate at 2 very nice places in Belmont which is close by at Nellie's and Jekyll and Hyde. Nellies an upscale comfort food restaurant. Jekyll and Hyde a restaurant/bar with a steam punk vibe and their own brewery. We spent another day in Charlotte which is very close as well. You can't go wrong on this one! Thanks for offering such an enjoyable place to stay!
Stayed 3 nights in Oct 2023

10/10 Excellent

Verified traveler

Liked: Cleanliness

The Russell Family

We had a great time. We loved the river, firepit, and the view. Would recommend to anyone.
Stayed 2 nights in Sep 2023

10/10 Excellent

Megan K.

Liked: Cleanliness

Little cottage has big benefits!

My second stay here for an annual work event in the area. Everything you need in the house, and everything to make it feel like a vacation is right outside!
Stayed 4 nights in Sep 2023

10/10 Excellent

Chris C.

Liked: Cleanliness

Beautiful property!

Absolutely beautiful property! The views and amenities were awesome! The house is super cute, just what our family needed to be in town for a wedding. Well appointed, peaceful and close to everything we needed. Will definitely stay here again!
Stayed 7 nights in Aug 2023

10/10 Excellent

Becky L., Otsego, USA

Liked: Cleanliness

Nice, clean and quiet

We really enjoyed out stay! Place was VERY clean. We all slept well, felt safe and enjoyed being on the water. Thanks so much!
Stayed 2 nights in Aug 2023