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The Exchange. Cozy Studio., XCHNG Studio

Apartment perfectly located for exploring Effingham

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Photo gallery for The Exchange. Cozy Studio., XCHNG Studio

An open-plan office with exposed brick walls, wooden floors, and large windows.
A cozy living room with a brick wall, a flat-screen TV, a sofa, a coffee table, and a fireplace.
A modern building entrance with a wooden door, a black gate, and a sign that reads "LOFTS."
A modern kitchen with stainless steel appliances, a bar area with stools, and a seating area with a round table and chairs.
A bar area with a wooden ceiling and bar stools.

Reviews

10 out of 10
Exceptional

Entire apartment

1 bathroomSleeps 4500 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Parking available

Explore the area

View in a map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬
  • Place, Village Square Mall
    ‪2 min drive‬

Room options

About the neighborhood

Effingham

City center stay.Within a 15-minute walk of the apartment, you'll find Effingham County Courthouse and HSHS St. Anthony's Memorial Hospital. Also, Bliss Park is within half a mile (1 km) and Village Square Mall is within 2 miles (3 km).
View more Apartments in EffinghamOpens in a new window

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.1 miles
  • Bliss Park - 11 min walk - 0.6 miles
  • Village Square Mall - 2 min drive - 1.8 miles
  • Effingham Performance Center - 4 min drive - 2.8 miles
  • Lake Sara - 10 min drive - 7.3 miles

Getting around

  • Effingham Station - 8 min walk
  • Champaign, IL (CMI-University Of Illinois Urbana-Champaign Williard) - 69 min drive

Restaurants

  • ‪Dairy Queen - ‬2 min drive
  • ‪McDonald's - ‬5 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Golden Corral - ‬6 min drive
  • ‪Popeyes Louisiana Kitchen - ‬4 min drive

About this property

The Exchange. Cozy Studio., XCHNG Studio

Modern and industrial studio apartment in a newly renovated building in the heart of downtown Effingham. Has everything you need for short or longer stays. 

Located above Wheat Penny, a speakeasy bar, and within steps of some of Efffingham's best restaurants and shopping. Come for a night out on the town or a week of work! 

Sleeps four with 1 queen bed and a queen pullout couch. Desk and high speed Internet for anyone who needs to keep hustling while they travel. Pack N Play available upon request. 

Area and building are super safe both day and night with key-fob access. 

**BUSINESS PROFESSIONALS: Our lofts are located above a shared office (coworking) space in downtown Effingham, ask us about an office pass when you stay with us! Parking lot located in the back just steps from the door. 

Someone will be available to you via phone and in person as necessary during your stay. Let us know how we can help! 

Very walkable downtown loaded with shops, eats, and good times! Most transportation in Effingham is done via walking or driving, but very driver and walker friendly! This is an old building with no elevator so make sure you're comfortable and able to take the stairs to the second floor.

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Property amenities

Internet

  • Available in the apartment: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Microwave
  • Oven
  • Refrigerator
  • Stovetop

Bedrooms

  • Bedsheets provided
  • Sofa bed

Bathroom

  • 1 bathroom
  • Hair dryer

Living spaces

  • Fireplace

Entertainment

  • TV

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoking not allowed

Services and conveniences

  • Iron/ironing board

Location highlights

  • In the city center

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • First aid kit
  • Fire extinguisher

General

  • Unit size: 500 square feet

Policies

Check-in

Check-in time starts at 3:00 PM
Contactless check-in available
Minimum check-in age: 21

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • Pets are welcome
  • Service animals are exempt from fees

Children and extra beds

  • Children are welcome.

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges.
    This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession. Onsite parties or group events are strictly prohibited. For guests' safety, the property includes a carbon monoxide detector, a fire extinguisher, a smoke detector, and a first aid kit in each accommodation.

Property is also known as

548279

Frequently asked questions

How close is The Exchange. Cozy Studio., XCHNG Studio to the airport?

This apartment is 69.6 mi (69-min drive) away from the Champaign, IL (CMI-University Of Illinois Urbana-Champaign Williard) airport, the closest popular airport to the property.

How much does it cost to stay at The Exchange. Cozy Studio., XCHNG Studio?

As of Sep 3, 2026, prices found for a 1-night stay for 2 adults at The Exchange. Cozy Studio., XCHNG Studio on Sep 13, 2026 start from $179, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Does The Exchange. Cozy Studio., XCHNG Studio have an airport shuttle?

Airport shuttle services are not available at this apartment.

Does The Exchange. Cozy Studio., XCHNG Studio offer free breakfast?

This apartment does not offer free breakfast.

Is there a casino at The Exchange. Cozy Studio., XCHNG Studio?

No, there is no casino at this apartment.

What time is check-in at The Exchange. Cozy Studio., XCHNG Studio?

Check-in begins at 3:00 PM.

Is there free parking at The Exchange. Cozy Studio., XCHNG Studio?

Free parking is not available at this apartment.

Does The Exchange. Cozy Studio., XCHNG Studio have a pool?

This apartment does not have a pool.

Does The Exchange. Cozy Studio., XCHNG Studio have a spa?

There are no spa services available at this apartment.

How close is The Exchange. Cozy Studio., XCHNG Studio to downtown Effingham?

This apartment is 0.1 mi away from Effingham.

The Exchange. Cozy Studio., XCHNG Studio Reviews

Reviews

10

Exceptional

Rating 10 - Excellent. 33 out of 34 reviews
Rating 8 - Good. 1 out of 34 reviews
Rating 6 - Okay. 0 out of 34 reviews
Rating 4 - Poor. 0 out of 34 reviews
Rating 2 - Terrible. 0 out of 34 reviews

10/10

Cleanliness

Reviews

Verified review

10/10 Excellent

Dawn K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Place

Wonderful place, love the location.
Stayed 4 nights in Mar 2025
Verified review

10/10 Excellent

Bob F.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Clean well kept loft that was close to everything we wanted to do had a good time
Stayed 3 nights in Aug 2025
Verified review

10/10 Excellent

Steve G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Place was as described,very well done…you can feel the history with the brick walls and high ceiling… lots of places walking distance to explore… Parking was crowded,but I attribute that to it being prom night and Kentucky Derby day… a great time
Stayed 1 night in May 2026
Verified review

10/10 Excellent

Tom M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location close to restaurants very clean

Stayed here due to a job relocation lots of restaurants quaint small town feel
Stayed 2 nights in Sep 2024
Verified review

10/10 Excellent

Sarah K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Loved the studio - has everything you need for a great stay (I could have stayed much longer :) Enjoyed the location - shopping & restaurants - especially the coffee shop on 4th
Stayed 11 nights in Nov 2023
Verified review

10/10 Excellent

Erica C.

Liked: Cleanliness, check-in, communication, location, listing accuracy
All directions and communication were very clear. Place was exactly as described and well located.
Stayed 4 nights in Nov 2025
Verified review

10/10 Excellent

Ryan R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

great little spot!

fantastic clean modern room, with everything you need in a walkable distance
Stayed 1 night in Apr 2025
Verified review

10/10 Excellent

Toni M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

First time in effingham

Amazing property beautiful building
Stayed 1 night in May 2025
Verified review

10/10 Excellent

Anthony S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Excellent property

Would definitely rent there again. Beautiful property and very convenient to the venue. As well as very inexpensive.
Stayed 1 night in Mar 2025
Verified review

10/10 Excellent

Jose Q.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Mid Point Stay Over

We booked this as a midpoint stop on our way to St. Louis.
Stayed 1 night in May 2024
Verified review

10/10 Excellent

Margery S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
I very much appreciated the responsiveness of the owners.
Stayed 1 night in Dec 2025
Verified review

10/10 Excellent

Virginia F.

Liked: Cleanliness, check-in, communication, location, listing accuracy
XCHNG apt D. Was exactly as pictured. Bed clean and comfortable. Great overnight stay in effingham. Parking and getting in was easy with the directions given. Would stay again 100%
Stayed 1 night in Aug 2025
Verified review

8/10 Good

Alicia S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Location Location

This was the perfect location for my husband and I to stay and do all the things we wanted to. Everything was just a short 3-7min drive away ot a short walk.
Stayed 1 night in Jan 2025
Verified review

10/10 Excellent

Ramon P.

Liked: Cleanliness, check-in, communication, listing accuracy

This is the place to stay in Effingham

My wife, daughter, and I stayed here for three nights. This place was perfect for us. We were pretty busy meeting with family and friends during the day so this place was a cozy and very comfortable place to relax and rest. It had great places around it to eat and have drinks. Definitely recommend.
Stayed 3 nights in Mar 2025
Verified review

10/10 Excellent

April A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

All you need in Effingham

Our stay at XCHNG was delightful. Just as described and as pictured. Loved being right downtown. Great host recommendations for dining. So much more character and genuine experience than a hotel chain offers. Would definitely stay here again!
Stayed 2 nights in Jun 2024
Verified review

10/10 Excellent

Thomas G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice downtown location

We really enjoyed the location of this rental. It was a safe area with lots of nice restaurants and shops all within walking distance. Folks in town were friendly. Studio loft was just right for the two of us. Had everything you need for a short stay. Can’t beat the price and location compared to the hotels based on what you get here. Would definitely stay again
Stayed 1 night in Sep 2023
Verified review

10/10 Excellent

Christin N.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Fabulous

We’ve stayed at these properties several times for work trips. They are comfy and have all necessities you need for a long or short trip. Clean place with Comfy beds.Highly recommended
Stayed 2 nights in Dec 2024
Verified review

10/10 Excellent

Seth G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The studio was really neat and tidy. Very clean. The host was excellent. I accidentally showed up early and the host was onsite and actually came and talked to me and couldn't have been nicer. I really couldn't have asked for a better experience. I will definitely be staying here again whenever I'm in town. Highly recommend!
Stayed 1 night in Dec 2025
Verified review

10/10 Excellent

Larry L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Downtown

Perfect for attending a wine tasing at the Village wine shop across the street. No driving needed.
Stayed 1 night in Dec 2023
Verified review

10/10 Excellent

Derek E.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great cozy space

Nice updated space. Steps from a couple of restaurants, bars and even some shopping. Easy parking. I’ll be back.
Stayed 2 nights in May 2024
Verified review

10/10 Excellent

Margo D.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We had to be out of our home unexpectedly with 2 dogs with short notice. We were lucky to find a place close to home that would accomodate our pets. We had trouble with the heat and the host was very responsive and helpful and even offered to move us if we continued to have problems.
Stayed 1 night in Oct 2025
Verified review

10/10 Excellent

Chris R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Fabulous place to meet old friend

The loft Studio was perfect. Met an old friend she was coming 3 hours from East & M 3 hours from West, perfect gathering spot. the Loft was amazing and walking distance to fun restaurants and shops. Our Host Megan was wonderful.Thank you so much!! We will be back .The Wheat Penny in the basement was also amazing.
Stayed 2 nights in Mar 2025
Verified review

10/10 Excellent

Susan G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lovely renovated apartment in old bank building

Fit my needs perfectly for a one night stay as I travelled from Kansas to Ohio. The restaurant right next door was so convenient for this tired traveler and provided a delicious Caesar salad! The apartment was spotlessly clean with everything I needed. Highly recommend! 😃
Stayed 1 night in May 2023
Verified review

10/10 Excellent

Kimberly A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Everything You Could Ask For

We were amazed at how well this small space was turned into a little architectural gem. The apartment had every single amenity. We took pictures of every nook and cranny because it was so perfectly arranged and had everything we needed. We enjoyed the restaurant next door and even took our dog to the outdoor patio.
Stayed 1 night in Aug 2024
Verified review

10/10 Excellent

Karen M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Skip the hotels!

I lived in Effingham many years ago and admire the repurposing of one of the lovely downtown buildings. This property is super clean, comfortable and modern with many amenities including a full sized washer and dryer. Hosts are extremely responsive and cordial to your every whim. Check in and out was slick and easy. DO IT!!
Stayed 4 nights in Apr 2023

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